Why Large Groups Switch
Better Benefits Begin Here
Attractive health benefits is not just a good idea; it is a requirement. An expense that increases by 10% year-over-year is not sustainable. You can escape traditional group plans. Let us show you the way.
Low Disruption
Our model has no network restrictions, from primary to specialty care.
Total Coverage
Every staff member receives the coverage they need, regardless of their current health situation.
Employees Save
Most employees (especially those adding dependents) save thousands of dollars in the first year.
Compliant
Our plans comply with the Affordable Care Act.
By the Numbers
Proven results across the country.
500+
Employers Nationwide Who Have Adopted This Model
98.4%
Renewal Rate
16-22%
Average Year-One Savings
Basic Structure
Cover The Entire Spectrum of Care
Making a big switch in your business is never easy, especially when it comes to healthcare. Here's what our model provides.
Access to care improves for all employees
No one goes backwards
Everyone gets the coverage they need, regardless of their current health situation
Layer One
Preventive Care
Give every eligible employee access to primary care, preventive services, mental health counseling, fitness clubs, and more.
Layer Two
Expensive Medical Event
Low deductibles for expensive medical events with no network restrictions.
Layer Three
Individual Coverage
Employees or their individual family members may enroll in a traditional insurance plan if they need one through an Individual Coverage HRA.
From this unique starting place — and with the large year-over-year savings — we design a custom benefit package specifically for your group.
The Plan in Action
A mid-sized construction company with over 80 employees wanted to add benefits, improve access to care, and put money back in every employee's paycheck.
With their savings, they covered every employee, lowered deductibles, and contributed to an FSA on behalf of every employee.
Year One Company Savings
$113K
Year One Employee Savings
$79K
Over Five Years
Against even a modest 10% annual rate increase, this company will save over $1.3M in five years by switching to the HealthPass model.
Year | Current Plan | HealthPass |
|---|---|---|
Year 1 | $709,961 | $569,288 |
Year 2 | $780,957 | $580,673 |
Year 3 | $859,052 | $592,287 |
Year 4 | $944,958 | $604,132 |
Year 5 | $1,039,453 | $616,215 |
"HealthPass has helped us build a culture of wellness within our company. It has made us a better place to work."